
Hi, I’m Kim! A licensed independent life & health insurance broker based in Texas. I’m also a wife, mom, and dog mom who believes protection should fit your real life, not overwhelm it. I help individuals, and families navigate life insurance, private health coverage, final expense, annuities, and retirement planning with clarity and confidence. Because I work with multiple top carriers, I’m able to match each client with solutions that truly fit their needs and budget. Protection should fit your real life, not overwhelm it. My approach focuses on education, realistic coverage, and long-term protection. It’s about helping you understand your options, feel confident in your decisions, and know your family and future are taken care of.
Hi, I’m Kim! A licensed independent life & health insurance broker based in Texas. I’m also a wife, mom, and dog mom who believes protection should fit your real life, not overwhelm it. I help individuals, and families navigate life insurance, private health coverage, final expense, annuities, and retirement planning with clarity and confidence. Because I work with multiple top carriers, I’m able to match each client with solutions that truly fit their needs and budget. Protection should fit your real life, not overwhelm it. My approach focuses on education, realistic coverage, and long-term protection. It’s about helping you understand your options, feel confident in your decisions, and know your family and future are taken care of.

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
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